Private clients

See your financial life as a whole

We work with people navigating life events such as retirement, inheritance, bereavement or the sale of a business and also those who wish to simplify their affairs. We aim to help clients make confident, well-informed decisions about their future.

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Looking at your financial life as a whole

Over time, pensions, investments and other arrangements often build up in different places, with no one person overseeing the whole picture. Individually, they may all make sense, but that doesn’t necessarily mean they’re working together.

When life changes through retirement, inheritance, or a business exit, decisions that once felt separate can suddenly become connected. With more to consider and more at stake, the way forward isn’t always clear.

We consider how everything connects, what matters most, and where your attention is needed. With one adviser who knows you and stays close over time, you have a partner to help you navigate important decisions with clarity about what comes next.

Our services

Advice for every stage of your financial life

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For individuals & families

Rather than offering a menu of separate services, we consider how each decision connects to the next. These are some of the events and financial decisions where our advice is most often needed.

01. Investment strategy & wealth management

Our approach to wealth management for individuals starts with your wider financial plan, rather than a predetermined investment style.

03. Inheritance & financial estate planning

Our approach considers your estate, family, and long-term intentions. This can include inheritance tax planning and intergenerational wealth management.

05. Tax planning & inheritance

We look at the full picture when it comes to tax-efficient planning, considering inheritance, investments, retirement and your wider estate.

02. Financial advice for retirement planning

Understand what you have, what you may need, and the decisions that will shape the retirement you want.

04. Ongoing financial planning advice

We stay close as your life evolves, helping you consider changes to your investments, retirement plans, estate and the wealth you intend to pass on.

06. Philanthropy

We help you consider how charitable giving fits into your wider financial plans, balancing the causes you care about with your personal priorities.

Business owners and entrepreneurs

We help business owners and entrepreneurs bring their business and personal finances together,  turning the value you build in your business into long-term financial security for you and your family.

01. Personal financial planning

Bring your business and personal finances into one view, with a plan shaped around what you want your wealth to make possible beyond the business.

03. Succession planning

Consider how and when responsibility or ownership might pass on, and how that fits with your family, finances, and long-term plans.

05. Tax planning

Understand the personal financial and tax considerations around significant business decisions.

02. Investment strategy

Plan how wealth outside of, or realised from, the business can fit into a diversified personal investment strategy.

04. Pre-exit planning

Prepare the ground well before a sale or exit, so decisions about tax, structure and timing are made on your terms.

06. Life after the business

An exit is more than a financial event. We help you think about what comes next and how the wealth you’ve created can support the future you want.

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Transparency is standard

You should always understand what you’re paying for and why. Our pricing is transparent and progressive, with no onboarding fee and nothing hidden along the way.

We believe clarity around cost is simply part of giving good advice, so you know where you stand from the outset.

Explore our fees

getting started

A more personal way of working

You won’t be passed from one adviser to the next. Your adviser stays close, giving you continuity, context, and someone who understands what matters to you.

Start with a conversation

We’ll talk about what matters to you, what’s changing, and what you’d like your wealth to make possible. It’s a chance to ask questions, get to know us, and see whether it’s a good fit.

Bring the bigger picture into view

We look across your circumstances, priorities, and existing arrangements to understand how everything connects. Then, we’ll help you consider your options and shape a plan.

Keep looking ahead

Your financial life doesn’t stand still, so neither should your plan. We stay close as circumstances change, helping you anticipate what’s ahead, make informed decisions, and adapt along the way.

Let’s talk about your future

Whether you’re facing an important decision or simply want a clearer view of your finances, we’re here to develop a strategy for what’s next.

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Frequently asked questions

Answers to questions we’re often asked about our advice, approach, and what it’s like to work with Westpeak.

What does financial planning for inheritance involve?

We look at how receiving wealth could affect your financial position and what you want to do with it. That might mean considering investments, tax planning, retirement, your estate, and what you may eventually want to pass on. 

Can an inheritance tax adviser help with estate planning?

Yes. At Westpeak, inheritance financial planning forms part of the wider picture of your financial life. Where specialist legal or tax advice is needed, this may involve working alongside relevant advisers.

What is financial and estate planning?

Financial and estate planning brings together decisions about what you would eventually like to happen to your wealth. This can include investments, tax planning, inheritance, and succession.

Can you help with intergenerational wealth management?

Yes. We help clients consider inheritance, succession, and estate planning as part of the wider financial picture, working with other professional advisers where appropriate.

Do you offer financial planning for high earners?

Yes. Our financial planning for high earners takes a holistic view of increasingly complex financial lives. We look at how different decisions connect, then shape our advice around your circumstances and priorities.

What is the cost of financial planning advice?

You can find a clear explanation of how our financial planning advice is charged on our Fees page.