You should know what you’re paying, what it covers, and why. Our approach to financial adviser fees is straightforward and transparent, with costs agreed before we begin.
Straightforward from the start
We don’t charge an additional fee simply for becoming a client.
Our percentage fee reduces across different tiers as the value of the assets we advise on increases.
We explain our fee and any other investment, fund or platform charges clearly, so you understand the overall cost before proceeding.
If you decide to leave, we don’t charge you for ending the relationship.
Bespoke advice. Clear fees.
We take a full view of your financial life rather than charging for a list of separate services. Your fee reflects the advice and ongoing support we agree with you, with a progressive structure based on the assets we advise on.
Your fee covers an ongoing relationship with a dedicated adviser who gets to know you and your wider financial life. We bring the different parts together, provide independent advice as your circumstances evolve, and regularly review your plan to make sure it continues to reflect your priorities.
Our service charter covers the full breadth of planning we provide.
Our annual fee is based on the value of the assets we advise on and follows a progressive structure, so the percentage charged reduces across different tiers as that value increases. Where a bespoke fee is more appropriate, we’ll agree to it in advance.
We believe our fees should remain fair and proportionate, regardless of the size of your portfolio. That’s why we cap our ongoing advice fee at £30,000 per year. As your wealth grows, our fee doesn’t simply keep increasing indefinitely.
Frequently asked questions
Answers to questions we’re often asked about our advice, fees, and what it’s like to work with Westpeak.
Financial advisor fees vary depending on the advice required. At Westpeak, we use a progressive fee structure based on the assets we advise on, with bespoke fees agreed where appropriate.
Our independent financial adviser fees cover an ongoing advice relationship shaped around your circumstances. What that involves will depend on your financial life and the advice you need.
Investments, funds, platforms, or other providers can have their own wealth management charges. Where these apply to our recommendations, we’ll make them clear so you can understand the wider cost.
Look beyond the headline percentage and consider what the fee includes, how charges change as your assets increase, whether other investment or platform costs apply, and what ongoing advice you receive in return.